ILA Employers Welfare Fund

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  Contact Info

OFFICE LOCATION
ILA Employers Welfare Fund
10 Mersey Way,
Savannah, Georgia 31405

MAILING ADDRESS
ILA Employers Welfare Fund
P O Box 1280
Savannah, Georgia 31498

Tel: (912) 233-0218
Fax: (912) 233-5195

OFFICE HOURS
9:00 a.m. to 5:00 p.m.
Monday through Friday,
except for Holidays.

Email: info@ilasav.com

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G E N E R A L  I N F O

Introduction
This section provides general information about the administration of your benefit plans. These details, as well as the Employee Retirement Income Security Act (ERISA) Statement of Rights, combine with the plan descriptions to form the summary plan description.

If you have questions about this information or about any of your benefits, contact the ILA Employers Welfare Fund Office, 10 Mersey Way, Post Office Box 1280, Savannah GA 31498, (912)233-0218.

Filing Claims
This chart shows where you file claims.

If you have a… Send claim to…
v dental, vision or hearing expense the Welfare Fund Office
v life or accidental death and dismemberment (AD&D) insurance claim the Welfare Fund Office
v weekly disability claim the Welfare Fund Office
v pension claim the Welfare Fund Office
v supplemental vacation benefit fund claim the Welfare Fund Office

Appealing A Claim
If you have questions or problems concerning your benefits or making an application for benefits, contact the ILA Employers Welfare Fund Office,10 Mersey Way,, Post Office Box 1280, Savannah, GA 31498, (912)233-0218. The Welfare Fund Office can answer your questions and advise you of the procedures you need to follow to file a claim.

If your claim is denied, you will receive a notice within 90 days of the date your claim was submitted. The notice will specify the reasons for the denial. Within 60 days after you receive the denial, you may appeal that decision in writing to the Board of Trustees. You or your representative may review plan documents.

Any denial of benefits may be appealed. If you request a review of your claim in writing, your claim will be considered by the Board of Trustees no later than 120 days after receipt of your application for review. At your written request, you and your representative will be notified at least 30 days before the date the Board will consider your appeal. The Board’s decision will be final, and you will receive written notice of that
decision. If the Board denies your appeal, the notification you receive will explain the reasons for the denial and the provisions in plan documents used to reach that decision. See the Pension Plan section for more information about appealing a claim for pension benefits.

Important Information About The Plans

Plan Name

Georgia Stevedore Association - International Longshoremen’s Association Welfare Plan

Georgia Stevedore Association - International Longshoremen’s Association Pension Plan

Georgia Stevedore Association - International Longshoremen’s Association Local Container Royalty Fund for Supplemental Vacation Benefit Plan

Plan Number Welfare plan — 502
Pension plan — 001
Fund for Supplemental Vacation
Benefit Plan — 504
Employer Identification Number Welfare plan — 58-6034166
Pension plan — 58-6106340
Fund for Supplemental Vacation
Benefit Plan — 58-1847647
Type of Plan

Welfare plan — welfare plan providing vision, hearing, dental, life and accidental death and dismemberment (AD&D) and disability benefits.

Pension plan — defined benefit plan providing retirement, disability benefits and survivor benefits.

Fund for Supplemental Vacation Benefit Plan — a fund providing container royalty benefits to eligible participants.

Plan Administrator

The Joint Board of Trustees
c/o ILA Employers Welfare Fund
P.O. Box 1280
Savannah, Georgia 31498-1280
(912) 233-0218

The Trustees are:

Mr. R. L. Harrison, Consultant
Marine Terminals Corporation - East
Post Office Box 1468
Savannah, Georgia 31498-5801


Mr. Willie J. Seymore, President
ILA Local #1414
Post Office Box 1262
Savannah, Georgia 31402


Mr. Stephen W. Zadach, President
Georgia Stevedore Association
33 Bull Street, Suite 550
Savannah, Georgia 31401


Mr. Ricky C. DeLoach, President
ILA Local #1475
Post Office Box 1325
Savannah, Georgia 31402


Mr. Brad Ziegler, Trustee
Ceres Marine Terminals, Inc.
Post Office Box 2048
Savannah, Georgia 31402


Mr. Timothy S. Mackey, Trustee
ILA Local #1414
Post Office Box 2903
Tybee Island, Georgia 31328


Mr. William J. Long, Vice President
SSA Cooper
Post Office Box 1767
Savannah, Georgia 31402


Mr. Jackie Robinson
ILA Local #1414
Post Office Box 1262


Mr. Chris Wynns, General Manager
Atlantic Ro-Ro Stevedoring, Inc.
173 Penniman Circle
Brunswick, Georgia 31523


Mr. Joe M. Howard, President
ILA Local #1423
Post Office Box 604
Brunswick, Georgia 31520


Mr. R. Scott Miller, President
ILA Local #1863
#10 Miller Lane
Brunswick, Georgia 31523


Mr. Kerry D. Scott, President
ILA Local #2046
191 Main Street
Garden City, Georgia 31408-1404


Agent For Service of Legal Process

Joint Board of Trustees
c/o ILA Employers Welfare Fund
10 Mersey Way,
P.O. Box 1280
Savannah, Georgia 31498-1280

 

Funding Employers make contributions to fund the benefit plans under the provisions of the bargaining agreement. The contributions are held on behalf of the plans in the ILA Pension, Welfare and Vacation Trust. The Trustee for the funds is Bank of America, P.O. Box 9626, Savannah, Georgia 31412- 9626. Contributions from participants are not required or allowed. Life and accidental death and dismemberment (AD&D) benefits
are fully insured by the welfare plan. Others, such as the disability, vision and dental benefits, are self-insured.

Plan Fiscal Year / Union Contract Year October 1 through September 30.
Effect on Employment

None. Your participation in the plans is not a guarantee of continued employment.

Participating Employers

Employers that are members of the Georgia Stevedore Association or who sign Non-Signatory Agreements. A complete list of participating employers sponsoring the plan may be obtained upon written request to the plan administrator and is available for examination.

The plans described here are maintained pursuant to collective bargaining agreements, copies of which may be obtained by plan participants and beneficiaries upon written request to the plan administration. These documents are also available for examination by plan participants and beneficiaries.

Qualified Medical Child Support Order
The welfare plan will comply with a medical child support order (as defined under Section 609 (a) of ERISA) that is a qualified child support order. The Welfare Fund Office will establish procedures for:

  • determining whether the medical child support orders are qualified under the law, and
  • administering the provision of benefits under qualified
    medical child support orders.

You can obtain a copy of the procedures governing QMCSO determinations from the plan administrator without charge. See this section for contact information for the plan administrator.

Plan Termination
The plans are expected to continue into the future, but the Joint Board of Trustees reserves the right to amend, suspend, terminate, withdraw or modify in whole or in part the plans at any time.
The pension plan may be terminated by any of the following:

  • amendment to the plan or to any collective bargaining agreement
  • withdrawal of every employer from the plan
  • cessation of all contributions to the plan by all employers.

If the plan terminates because of the withdrawal of all employers, only fully vested benefits will be paid to participants in the form of an annuity. If the plan’s assets are less than the value of all vested benefits, plan benefits will be reduced under government rules.

If the pension plan terminates by amendment, plan participants become fully vested in their benefits to the extent funded. The funds held by the trustees must be used only to benefit plan participants and their beneficiaries and/or to pay expenses of final liquidation or termination. None of the funds may be withdrawn by the trustees unless all pension benefits under the plan have been paid.

Pension Benefit Guaranty Corporation (PBGC)
Your pension benefits under this multiemployer plan are insured by the Pension Benefit Guaranty Corporation (PBGC), a federal insurance agency. A multiemployer plan is a collectively bargained pension arrangement involving two or more unrelated employers, usually in a common industry.

Under the multiemployer plan program, the PBGC provides financial assistance through loans to plans that are insolvent. A multiemployer plan is considered insolvent if the plan is unable to pay benefits (at least equal to the PBGC’s guaranteed benefit limit) when due.

The maximum benefit that the PBGC guarantees is set by law. Under the multiemployer program, the PBGC guarantee equals a participant’s years of service multiplied by (1) 100% of the first $11 of the monthly benefit accrual rate and (2) 75% of the next $33. The PBGC’s maximum guarantee limit is $33.75 per month times a participant’s years of service. For example, the maximum annual guarantee for a retiree with 30 years of service would be $12,870.

The PBGC guarantee generally covers: (1) Normal and early retirement benefits; (2) disability benefits if you become disabled before the plan becomes insolvent; and (3) certain benefits for your survivors.

The PBGC guarantee generally does not cover: (1) Benefits greater than the maximum guaranteed amount set by law; (2) benefit increases and new benefits based on plan provisions that have been in place for fewer than 5 years at the earlier of: (i) The date the plan terminates or (ii) the time the plan becomes insolvent; (3) benefits that are not vested because you have not worked long enough; (4) benefits for which you
have not met all of the requirements at the time the plan becomes insolvent; and (5) non-pension benefits, such as health insurance, life insurance, certain death benefits, vacation pay, and severance pay.

For more information about the PBGC and the benefits it guarantees, ask your plan administrator or contact the PBGC’s Technical Assistance Division, 1200 K Street, N.W.,
Suite 930, Washington, D.C. 20005-4026 or call 202-326-4000 (not a toll-free number). TTY/TDD users may call the federal relay service toll-free at 1-800-877-8339 and
ask to be connected to 202-326-4000. Additional information about the PBGC’s pension insurance program is available through the PBGC’s Web site on the Internet at
http://www.pbgc.gov.

ERISA Statement of Rights
As a participant in the plans, you are entitled to certain rights and protections under the Employee Retirement Income Security Act of 1974 (ERISA). ERISA provides that all plan
participants are entitled to:

  • Receive Information About Your Plan and Benefits

    1. Examine, without charge, at the plan administrator’s office and at other specified locations, such as worksites and union halls, all documents governing the plans, including insurance contracts and collective bargaining agreements, and a copy of the latest annual report (Form 5500 Series) filed by the plan with the US Department of Labor and available at the Public Disclosure Room of the Pension and Welfare Benefit Administration.

    2. Obtain, upon written request to the plan administrator copies of documents governing the operation of the plan, including insurance contracts and collective bargaining agreements, and copies of the latest annual report (Form 5500 Series) and an updated summary plan description. The administrator may make a reasonable charge for the copies.

    3. Receive a summary of the plans’ annual financial reports. The plan administrator is required by law to furnish each participant with a copy of this summary annual report.

    4. Obtain a statement telling you whether you have a right to receive a pension at the normal retirement age (age 60) and if so, what your benefit would be at normal retirement age if you stop working under the plan now. If you do not have a right to a pension, the statement will tell you how many more years you have to work to get a right to a pension. This statement must be requested in writing and is not required to be given more than once every 12 months. The plan must provide the statement free of charge.

  • Continue Group Health Plan Coverage
    Continue health care coverage for yourself, spouse or dependents if there is a loss of coverage under the plan as a result of a qualifying event. You or your dependents may have to pay for such coverage. Review this summary plan
    description and the documents governing the plan on the rules governing your COBRA continuation coverage rights.

Prudent Actions By Plan Fiduciaries
In addition to creating rights for plan participants, ERISA imposes duties upon the people who are responsible for the operation of the employee benefit plan. The people who operate this plan, called “fiduciaries” of the plan, have a duty to do so prudently and in the interest of you and other plan participants and beneficiaries. No one, including your employer, your union, or any other person may fire you or otherwise discriminate against you in any way to prevent you from obtaining a pension or welfare benefit or exercising your rights under ERISA.

Enforce Your Rights
If your claim for a pension or welfare benefit is denied or ignored, in whole or in part, you have a right to know why this was done, to obtain copies of documents relating to the decision without charge, and to appeal any denial, all within certain time schedules.
Under ERISA, there are steps you can take to enforce the above rights. For instance, if you request a copy of plan documents or the latest annual report from the plan and do
not receive them within 30 days, you may file suit in a federal court. In such a case, the court may require the plan administrator to provide the materials and pay you up to $110 a day until you receive the materials, unless the materials were not sent because of reasons beyond the control of the administrator.

If you have a claim for benefits which is denied or ignored, in whole or in part, you may file suit in a state or federal court. In addition, if you disagree with the plan’s decision or lack thereof concerning the qualified status of a domestic relations order or a medical child support order, you may file suit in federal court. If it should happen that plan fiduciaries misuse the plan’s money, or if you are discriminated against for asserting your rights, you may seek assistance from the US Department of Labor, or you may file suit in a federal court. The court will decide who should pay court costs and legal fees. If you are successful, the court may order the person you have sued to pay these costs and fees. If you lose, the court may order you to pay these costs and fees, for example, if it finds your claim is frivolous.

Assistance With Your Questions
If you have any questions about your plan, you should contact the plan administrator. If you have any questions about this statement or about your rights under ERISA, or if
you need assistance in obtaining documents from the plan administrator, you should contact the nearest office of the Pension and Welfare Benefits Administration, US Department of Labor, listed in your telephone directory or the Division of Technical Assistance and Inquiries, Pension and Welfare Benefits Administration, US Department of Labor, 200 Constitution Avenue, NW, Washington, DC 20210. You may also obtain certain publications about your rights and responsibilities under ERISA by calling the publications hotline of the Pension and Welfare Benefits Administration.

 

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